The maternity insurance package 2020 differs in the benefits received during the delivery as well as the cost of paying insurance premiums and services of each insurance package. Here are 5 most popular maternity insurance packages for mothers to refer.
Maternity insurance will support the pregnant mother to pay financial expenses such as medical expenses, hospitalization and surgery costs of the birth under the insurance scope.
If you intend to have a baby, both husband and wife should consider buying maternity insurance soon as there will be more benefits. Do not let the new pregnancy date buy, it will be difficult to get all the benefits you should be enjoying. It is best to buy 9-12 months before getting pregnant to get full maternity insurance.
Maternity insurance package 2020 will help mothers feel more secure during pregnancy and childbirth
Bao Viet maternity insurance is also an integrated service in Health insurance. The insurance package supports the hospitalization expenses in the process of the insurance buyer having health problems in general and during delivery in particular. The Bao Viet maternity insurance package is reviewed by mothers quite well and is also the most popular maternity insurance package in Vietnam today.
The premium is corresponding to the level of entitlement, specifically as follows:
Maximum insurance benefit: 10 million VND - Premium: 2,000,000 VND
Maximum insurance benefit: 20 million VND - Premium: 3,600,000 VND
And maximum insurance benefit: 30 million VND - Premium: 4,500,000 VND
Thus, compared with the money spent to buy insurance, you will be paid 10 times more when giving birth. This benefit applies to normal delivery and cesarean delivery at all selected hospitals. The waiting time is 12 months, so before you intend to get pregnant at most 2 months, you should buy Bao Viet maternity insurance package.
The PVI maternity insurance package of PVI Insurance Company has received a lot of attention because of its advantages such as low insurance premiums, support for many maternity benefits, and help guarantee registration for maternity services in major diseases. Vietnam such as Tu Du, Mekong, Vietnam France ...
Conditions of participation: Not pregnant at the time of participating insurance, planning to give birth in the next 1 year.
Total waiting time: 270 days of pregnancy + Pre-insurance period.
Sum insured (equivalent to 4 insurance programs): 8 million VND - 10 million VND - 16 million VND - 20 million VND / year.
Fee: 3 - 6 million VND / month.
Benefits for pregnant mothers:
Insurance package of 8 million VND: Support to pay 1.5 million VND / day for normal delivery, up to 8 million VND for cesarean section and full hospitalization fee if there are complications of maternity.
Insurance package of 10 million VND: Support pay 2 million VND / day for normal delivery, 10 million VND for cesarean section and hospitalization fee if complications occur.
With insurance package of 16 million VND: Support 3.2 million VND / day during normal delivery, 16 million VND for cesarean section and hospital fee of 4 million VND / day for pregnancy complications.
Insurance package of 20 million VND: Support of 3.5 million VND / day for normal delivery, 20 million VND for caesarean delivery and support of 5.6 million VND / day for hospitalization fees due to pregnancy complications .
Maternity insurance package 2020 will help mothers feel more secure during pregnancy and childbirth
As one of the leading "generous" maternity insurance packages on the market, the Liberty maternity insurance package brings benefits up to VND 40 million, applicable to both normal delivery, caesarean section ...
In addition to the benefit that the pregnant mother is entitled to, the Liberty maternity insurance package also covers the cost of taking care of the baby within 30 days after birth.
This is arguably the most comprehensive maternity insurance package out of all the maternity insurance packages on the market.
With maternity insurance costs ranging from VND 2.8 million to VND 3.4 million, Liberty Insurance is also one of the good quality low-cost maternity insurance packages that mothers should buy.
- Conditions to buy insurance: Before 1 month of pregnancy
- Waiting time: 270 days of pregnancy + Period of insurance before.
- Sum insured: 18.9 million - 24.6 million VND / year.
Premium: 4.5 - 7 million VND / month.
- Benefits: Support costs from 20 - 40 million VND for hospitalization, normal delivery or caesarean section, medicine, delivery fee, testing, blood transfusion, oxygen, blood ... , Viet Phap, Hong Ngoc, Hoan My… In which 31.5 - 4.2 million VND / day for normal births; 18.9 - 24.6 million VND for caesarean deliveries; 3.1 - 4.2 million VND / day for hospitalization expenses.
Advantages of this maternity insurance package include:
- Waiting time for delivery is 270 days.
- National choice of healthcare facilities.
- Preeminent insurance benefits, with reasonable fees and best coverage limit
- There are many insurance options, to meet different needs
- Advice on insurance benefits and 24/7 compensation support of eBaohiem.
- Professional settlement of insurance benefits within 7-10 working days
With the insurance program of Vietinbank, elected mothers will be provided with insurance options, paid according to actual costs but not exceeding the following maternity insurance cost limits, including the following costs. :
Ordinary birth
Caesarean
Obstetric complications
The cost of prenatal examination
Expenses after discharge
Child care costs at birth
In order to enjoy the full benefits of maternity insurance, pregnant mothers should carefully learn the information as well as consider the factors between insurance calls to choose a maternity insurance package that best suits them.
Basically, pregnant mothers can consider the following 5 factors:
- Appropriate waiting time
- Mother's benefit will be received when purchasing the package
- Maternity insurance compensation service when problems occur
- The system of hospitals and clinics in the maternity insurance package
Maternity insurance - What are the benefits of pregnant women and should they participate?
Basic maternity regime, pregnant mothers need to know clearly so as not to miss benefits!
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